AI-assisted credit decisions

Loans that decide in minutes, not weeks.

Apply online, verify your identity with Home Affairs, and receive an NCA-compliant affordability decision — powered by our AI decision engine.

POPIA & NCA compliant

Instant AI pre-assessment

Apply in 5 minutes

Sample decision

R 380,000 · Vehicle

Monthly instalment

R 8,942

Interest rate

14.75% p.a.

Affordability (DTI)

28% ✓

Credit band

AI Recommendation: Approve — meets NCA affordability and FICA requirements.

Choose a loan product

Eight regulated products, one intelligent decision engine.